<?xml version="1.0" encoding="UTF-8"?>
<!--Generated by SWIFTStandards Workstation (build:R5.1.0.4) on 2006 Sep 08 11:58:39-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.02" elementFormDefault="qualified" targetNamespace="urn:iso:std:iso:20022:tech:xsd:pain.001.001.02">
<xs:element name="Document" type="Document"/>
<xs:complexType name="AccountIdentification3Choice">
<xs:sequence>
<xs:choice>
<xs:element name="IBAN" type="IBANIdentifier"/>
<xs:element name="BBAN" type="BBANIdentifier"/>
<xs:element name="UPIC" type="UPICIdentifier"/>
<xs:element name="PrtryAcct" type="SimpleIdentificationInformation2"/>
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="AddressType2Code">
<xs:restriction base="xs:string">
<xs:enumeration value="ADDR"/>
<xs:enumeration value="PBOX"/>
<xs:enumeration value="HOME"/>
<xs:enumeration value="BIZZ"/>
<xs:enumeration value="MLTO"/>
<xs:enumeration value="DLVY"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="AmountType2Choice">
<xs:sequence>
<xs:choice>
<xs:element name="InstdAmt" type="CurrencyAndAmount"/>
<xs:element name="EqvtAmt" type="EquivalentAmount"/>
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="BBANIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="[a-zA-Z0-9]{1,30}"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="BEIIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="BICIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="BaseOneRate">
<xs:restriction base="xs:decimal">
<xs:fractionDigits value="10"/>
<xs:totalDigits value="11"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="BatchBookingIndicator">
<xs:restriction base="xs:boolean"/>
</xs:simpleType>
<xs:complexType name="BranchAndFinancialInstitutionIdentification3">
<xs:sequence>
<xs:element name="FinInstnId" type="FinancialInstitutionIdentification5Choice"/>
<xs:element name="BrnchId" type="BranchData" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="BranchData">
<xs:sequence>
<xs:element name="Id" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="Nm" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="PstlAdr" type="PostalAddress1" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="CHIPSUniversalIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="CH[0-9]{6,6}"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="CashAccount7">
<xs:sequence>
<xs:element name="Id" type="AccountIdentification3Choice"/>
<xs:element name="Tp" type="CashAccountType2" minOccurs="0" maxOccurs="1"/>
<xs:element name="Ccy" type="CurrencyCode" minOccurs="0" maxOccurs="1"/>
<xs:element name="Nm" type="Max70Text" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="CashAccountType2">
<xs:sequence>
<xs:choice>
<xs:element name="Cd" type="CashAccountType4Code"/>
<xs:element name="Prtry" type="Max35Text"/>
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="CashAccountType4Code">
<xs:restriction base="xs:string">
<xs:enumeration value="CASH"/>
<xs:enumeration value="CHAR"/>
<xs:enumeration value="COMM"/>
<xs:enumeration value="TAXE"/>
<xs:enumeration value="CISH"/>
<xs:enumeration value="TRAS"/>
<xs:enumeration value="SACC"/>
<xs:enumeration value="CACC"/>
<xs:enumeration value="SVGS"/>
<xs:enumeration value="ONDP"/>
<xs:enumeration value="MGLD"/>
<xs:enumeration value="NREX"/>
<xs:enumeration value="MOMA"/>
<xs:enumeration value="LOAN"/>
<xs:enumeration value="SLRY"/>
<xs:enumeration value="ODFT"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="ChargeBearerType1Code">
<xs:restriction base="xs:string">
<xs:enumeration value="DEBT"/>
<xs:enumeration value="CRED"/>
<xs:enumeration value="SHAR"/>
<xs:enumeration value="SLEV"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="Cheque5">
<xs:sequence>
<xs:element name="ChqTp" type="ChequeType2Code" minOccurs="0" maxOccurs="1"/>
<xs:element name="ChqNb" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="ChqFr" type="NameAndAddress3" minOccurs="0" maxOccurs="1"/>
<xs:element name="DlvryMtd" type="ChequeDeliveryMethod1Choice" minOccurs="0" maxOccurs="1"/>
<xs:element name="DlvrTo" type="NameAndAddress3" minOccurs="0" maxOccurs="1"/>
<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0" maxOccurs="1"/>
<xs:element name="ChqMtrtyDt" type="ISODate" minOccurs="0" maxOccurs="1"/>
<xs:element name="FrmsCd" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="MemoFld" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="RgnlClrZone" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="PrtLctn" type="Max35Text" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="ChequeDelivery1Code">
<xs:restriction base="xs:string">
<xs:enumeration value="MLDB"/>
<xs:enumeration value="MLCD"/>
<xs:enumeration value="MLFA"/>
<xs:enumeration value="CRDB"/>
<xs:enumeration value="CRCD"/>
<xs:enumeration value="CRFA"/>
<xs:enumeration value="PUDB"/>
<xs:enumeration value="PUCD"/>
<xs:enumeration value="PUFA"/>
<xs:enumeration value="RGDB"/>
<xs:enumeration value="RGCD"/>
<xs:enumeration value="RGFA"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="ChequeDeliveryMethod1Choice">
<xs:sequence>
<xs:choice>
<xs:element name="Cd" type="ChequeDelivery1Code"/>
<xs:element name="Prtry" type="Max35Text"/>
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="ChequeType2Code">
<xs:restriction base="xs:string">
<xs:enumeration value="CCHQ"/>
<xs:enumeration value="CCCH"/>
<xs:enumeration value="BCHQ"/>
<xs:enumeration value="DRFT"/>
<xs:enumeration value="ELDR"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="ClearingChannel2Code">
<xs:restriction base="xs:string">
<xs:enumeration value="RTGS"/>
<xs:enumeration value="RTNS"/>
<xs:enumeration value="MPNS"/>
<xs:enumeration value="BOOK"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="ClearingSystemMemberIdentification3Choice">
<xs:sequence>
<xs:choice>
<xs:element name="Id" type="ExternalClearingSystemMemberCode"/>
<xs:element name="Prtry" type="Max35Text"/>
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="CountryCode">
<xs:restriction base="xs:string">
<xs:pattern value="[A-Z]{2,2}"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="CreditTransferTransactionInformation1">
<xs:sequence>
<xs:element name="PmtId" type="PaymentIdentification1"/>
<xs:element name="PmtTpInf" type="PaymentTypeInformation1" minOccurs="0" maxOccurs="1"/>
<xs:element name="Amt" type="AmountType2Choice"/>
<xs:element name="XchgRateInf" type="ExchangeRateInformation1" minOccurs="0" maxOccurs="1"/>
<xs:element name="ChrgBr" type="ChargeBearerType1Code" minOccurs="0" maxOccurs="1"/>
<xs:element name="ChqInstr" type="Cheque5" minOccurs="0" maxOccurs="1"/>
<xs:element name="UltmtDbtr" type="PartyIdentification8" minOccurs="0" maxOccurs="1"/>
<xs:element name="IntrmyAgt1" type="BranchAndFinancialInstitutionIdentification3" minOccurs="0" maxOccurs="1"/>
<xs:element name="IntrmyAgt1Acct" type="CashAccount7" minOccurs="0" maxOccurs="1"/>
<xs:element name="IntrmyAgt2" type="BranchAndFinancialInstitutionIdentification3" minOccurs="0" maxOccurs="1"/>
<xs:element name="IntrmyAgt2Acct" type="CashAccount7" minOccurs="0" maxOccurs="1"/>
<xs:element name="IntrmyAgt3" type="BranchAndFinancialInstitutionIdentification3" minOccurs="0" maxOccurs="1"/>
<xs:element name="IntrmyAgt3Acct" type="CashAccount7" minOccurs="0" maxOccurs="1"/>
<xs:element name="CdtrAgt" type="BranchAndFinancialInstitutionIdentification3" minOccurs="0" maxOccurs="1"/>
<xs:element name="CdtrAgtAcct" type="CashAccount7" minOccurs="0" maxOccurs="1"/>
<xs:element name="Cdtr" type="PartyIdentification8" minOccurs="0" maxOccurs="1"/>
<xs:element name="CdtrAcct" type="CashAccount7" minOccurs="0" maxOccurs="1"/>
<xs:element name="UltmtCdtr" type="PartyIdentification8" minOccurs="0" maxOccurs="1"/>
<xs:element name="InstrForCdtrAgt" type="InstructionForCreditorAgent1" minOccurs="0" maxOccurs="unbounded"/>
<xs:element name="InstrForDbtrAgt" type="Max140Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="Purp" type="Purpose1Choice" minOccurs="0" maxOccurs="1"/>
<xs:element name="RgltryRptg" type="RegulatoryReporting2" minOccurs="0" maxOccurs="10"/>
<xs:element name="Tax" type="TaxInformation2" minOccurs="0" maxOccurs="1"/>
<xs:element name="RltdRmtInf" type="RemittanceLocation1" minOccurs="0" maxOccurs="10"/>
<xs:element name="RmtInf" type="RemittanceInformation1" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="CreditorReferenceInformation1">
<xs:sequence>
<xs:element name="CdtrRefTp" type="CreditorReferenceType1" minOccurs="0" maxOccurs="1"/>
<xs:element name="CdtrRef" type="Max35Text" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="CreditorReferenceType1">
<xs:sequence>
<xs:choice>
<xs:element name="Cd" type="DocumentType3Code"/>
<xs:element name="Prtry" type="Max35Text"/>
</xs:choice>
<xs:element name="Issr" type="Max35Text" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="CurrencyAndAmount_SimpleType">
<xs:restriction base="xs:decimal">
<xs:minInclusive value="0"/>
<xs:fractionDigits value="5"/>
<xs:totalDigits value="18"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="CurrencyAndAmount">
<xs:simpleContent>
<xs:extension base="CurrencyAndAmount_SimpleType">
<xs:attribute name="Ccy" type="CurrencyCode" use="required"/>
</xs:extension>
</xs:simpleContent>
</xs:complexType>
<xs:simpleType name="CurrencyCode">
<xs:restriction base="xs:string">
<xs:pattern value="[A-Z]{3,3}"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="DateAndPlaceOfBirth">
<xs:sequence>
<xs:element name="BirthDt" type="ISODate"/>
<xs:element name="PrvcOfBirth" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="CityOfBirth" type="Max35Text"/>
<xs:element name="CtryOfBirth" type="CountryCode"/>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="DecimalNumber">
<xs:restriction base="xs:decimal">
<xs:fractionDigits value="17"/>
<xs:totalDigits value="18"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="Document">
<xs:sequence>
<xs:element name="pain.001.001.02" type="pain.001.001.02"/>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="DocumentType2Code">
<xs:restriction base="xs:string">
<xs:enumeration value="MSIN"/>
<xs:enumeration value="CNFA"/>
<xs:enumeration value="DNFA"/>
<xs:enumeration value="CINV"/>
<xs:enumeration value="CREN"/>
<xs:enumeration value="DEBN"/>
<xs:enumeration value="HIRI"/>
<xs:enumeration value="SBIN"/>
<xs:enumeration value="CMCN"/>
<xs:enumeration value="SOAC"/>
<xs:enumeration value="DISP"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="DocumentType3Code">
<xs:restriction base="xs:string">
<xs:enumeration value="RADM"/>
<xs:enumeration value="RPIN"/>
<xs:enumeration value="FXDR"/>
<xs:enumeration value="DISP"/>
<xs:enumeration value="PUOR"/>
<xs:enumeration value="SCOR"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="DunsIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="[0-9]{9,9}"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="EANGLNIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="[0-9]{13,13}"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="EquivalentAmount">
<xs:sequence>
<xs:element name="Amt" type="CurrencyAndAmount"/>
<xs:element name="CcyOfTrf" type="CurrencyCode"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="ExchangeRateInformation1">
<xs:sequence>
<xs:element name="XchgRate" type="BaseOneRate" minOccurs="0" maxOccurs="1"/>
<xs:element name="RateTp" type="ExchangeRateType1Code" minOccurs="0" maxOccurs="1"/>
<xs:element name="CtrctId" type="Max35Text" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="ExchangeRateType1Code">
<xs:restriction base="xs:string">
<xs:enumeration value="SPOT"/>
<xs:enumeration value="SALE"/>
<xs:enumeration value="AGRD"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="ExternalClearingSystemMemberCode">
<xs:restriction base="xs:string">
<xs:minLength value="1"/>
<xs:maxLength value="35"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="ExternalLocalInstrumentCode">
<xs:restriction base="xs:string">
<xs:minLength value="1"/>
<xs:maxLength value="35"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="ExternalPurposeCode">
<xs:restriction base="xs:string">
<xs:minLength value="1"/>
<xs:maxLength value="35"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="FinancialInstitutionIdentification3">
<xs:sequence>
<xs:element name="BIC" type="BICIdentifier" minOccurs="0" maxOccurs="1"/>
<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification3Choice" minOccurs="0" maxOccurs="1"/>
<xs:element name="Nm" type="Max70Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="PstlAdr" type="PostalAddress1" minOccurs="0" maxOccurs="1"/>
<xs:element name="PrtryId" type="GenericIdentification3" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="FinancialInstitutionIdentification5Choice">
<xs:sequence>
<xs:choice>
<xs:element name="BIC" type="BICIdentifier"/>
<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification3Choice"/>
<xs:element name="NmAndAdr" type="NameAndAddress7"/>
<xs:element name="PrtryId" type="GenericIdentification3"/>
<xs:element name="CmbndId" type="FinancialInstitutionIdentification3"/>
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:complexType name="GenericIdentification3">
<xs:sequence>
<xs:element name="Id" type="Max35Text"/>
<xs:element name="Issr" type="Max35Text" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="GenericIdentification4">
<xs:sequence>
<xs:element name="Id" type="Max35Text"/>
<xs:element name="IdTp" type="Max35Text"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="GroupHeader1">
<xs:sequence>
<xs:element name="MsgId" type="Max35Text"/>
<xs:element name="CreDtTm" type="ISODateTime"/>
<xs:element name="Authstn" type="Max128Text" minOccurs="0" maxOccurs="2"/>
<xs:element name="BtchBookg" type="BatchBookingIndicator" minOccurs="0" maxOccurs="1"/>
<xs:element name="NbOfTxs" type="Max15NumericText"/>
<xs:element name="CtrlSum" type="DecimalNumber" minOccurs="0" maxOccurs="1"/>
<xs:element name="Grpg" type="Grouping1Code"/>
<xs:element name="InitgPty" type="PartyIdentification8"/>
<xs:element name="FwdgAgt" type="BranchAndFinancialInstitutionIdentification3" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="Grouping1Code">
<xs:restriction base="xs:string">
<xs:enumeration value="SNGL"/>
<xs:enumeration value="GRPD"/>
<xs:enumeration value="MIXD"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="IBANIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="[a-zA-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="IBEIIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="[A-Z]{2,2}[B-DF-HJ-NP-TV-XZ0-9]{7,7}[0-9]{1,1}"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="ISODate">
<xs:restriction base="xs:date"/>
</xs:simpleType>
<xs:simpleType name="ISODateTime">
<xs:restriction base="xs:dateTime"/>
</xs:simpleType>
<xs:simpleType name="Instruction3Code">
<xs:restriction base="xs:string">
<xs:enumeration value="CHQB"/>
<xs:enumeration value="HOLD"/>
<xs:enumeration value="PHOB"/>
<xs:enumeration value="TELB"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="InstructionForCreditorAgent1">
<xs:sequence>
<xs:element name="Cd" type="Instruction3Code" minOccurs="0" maxOccurs="1"/>
<xs:element name="InstrInf" type="Max140Text" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="LocalInstrument1Choice">
<xs:sequence>
<xs:choice>
<xs:element name="Cd" type="ExternalLocalInstrumentCode"/>
<xs:element name="Prtry" type="Max35Text"/>
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="Max128Text">
<xs:restriction base="xs:string">
<xs:minLength value="1"/>
<xs:maxLength value="128"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="Max140Text">
<xs:restriction base="xs:string">
<xs:minLength value="1"/>
<xs:maxLength value="140"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="Max15NumericText">
<xs:restriction base="xs:string">
<xs:pattern value="[0-9]{1,15}"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="Max16Text">
<xs:restriction base="xs:string">
<xs:minLength value="1"/>
<xs:maxLength value="16"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="Max256Text">
<xs:restriction base="xs:string">
<xs:minLength value="1"/>
<xs:maxLength value="256"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="Max34Text">
<xs:restriction base="xs:string">
<xs:minLength value="1"/>
<xs:maxLength value="34"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="Max35Text">
<xs:restriction base="xs:string">
<xs:minLength value="1"/>
<xs:maxLength value="35"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="Max3Text">
<xs:restriction base="xs:string">
<xs:minLength value="1"/>
<xs:maxLength value="3"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="Max70Text">
<xs:restriction base="xs:string">
<xs:minLength value="1"/>
<xs:maxLength value="70"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="NameAndAddress3">
<xs:sequence>
<xs:element name="Nm" type="Max70Text"/>
<xs:element name="Adr" type="PostalAddress1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="NameAndAddress7">
<xs:sequence>
<xs:element name="Nm" type="Max70Text"/>
<xs:element name="PstlAdr" type="PostalAddress1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="OrganisationIdentification2">
<xs:sequence>
<xs:element name="BIC" type="BICIdentifier" minOccurs="0" maxOccurs="1"/>
<xs:element name="IBEI" type="IBEIIdentifier" minOccurs="0" maxOccurs="1"/>
<xs:element name="BEI" type="BEIIdentifier" minOccurs="0" maxOccurs="1"/>
<xs:element name="EANGLN" type="EANGLNIdentifier" minOccurs="0" maxOccurs="1"/>
<xs:element name="USCHU" type="CHIPSUniversalIdentifier" minOccurs="0" maxOccurs="1"/>
<xs:element name="DUNS" type="DunsIdentifier" minOccurs="0" maxOccurs="1"/>
<xs:element name="BkPtyId" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="TaxIdNb" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="PrtryId" type="GenericIdentification3" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="Party2Choice">
<xs:sequence>
<xs:choice>
<xs:element name="OrgId" type="OrganisationIdentification2"/>
<xs:element name="PrvtId" type="PersonIdentification3" minOccurs="1" maxOccurs="4"/>
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:complexType name="PartyIdentification8">
<xs:sequence>
<xs:element name="Nm" type="Max70Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="PstlAdr" type="PostalAddress1" minOccurs="0" maxOccurs="1"/>
<xs:element name="Id" type="Party2Choice" minOccurs="0" maxOccurs="1"/>
<xs:element name="CtryOfRes" type="CountryCode" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="PaymentCategoryPurpose1Code">
<xs:restriction base="xs:string">
<xs:enumeration value="CORT"/>
<xs:enumeration value="SALA"/>
<xs:enumeration value="TREA"/>
<xs:enumeration value="CASH"/>
<xs:enumeration value="DIVI"/>
<xs:enumeration value="GOVT"/>
<xs:enumeration value="INTE"/>
<xs:enumeration value="LOAN"/>
<xs:enumeration value="PENS"/>
<xs:enumeration value="SECU"/>
<xs:enumeration value="SSBE"/>
<xs:enumeration value="SUPP"/>
<xs:enumeration value="TAXS"/>
<xs:enumeration value="TRAD"/>
<xs:enumeration value="VATX"/>
<xs:enumeration value="HEDG"/>
<xs:enumeration value="INTC"/>
<xs:enumeration value="WHLD"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="PaymentIdentification1">
<xs:sequence>
<xs:element name="InstrId" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="EndToEndId" type="Max35Text"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="PaymentInstructionInformation1">
<xs:sequence>
<xs:element name="PmtInfId" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="PmtMtd" type="PaymentMethod3Code"/>
<xs:element name="PmtTpInf" type="PaymentTypeInformation1" minOccurs="0" maxOccurs="1"/>
<xs:element name="ReqdExctnDt" type="ISODate"/>
<xs:element name="PoolgAdjstmntDt" type="ISODate" minOccurs="0" maxOccurs="1"/>
<xs:element name="Dbtr" type="PartyIdentification8"/>
<xs:element name="DbtrAcct" type="CashAccount7"/>
<xs:element name="DbtrAgt" type="BranchAndFinancialInstitutionIdentification3"/>
<xs:element name="DbtrAgtAcct" type="CashAccount7" minOccurs="0" maxOccurs="1"/>
<xs:element name="UltmtDbtr" type="PartyIdentification8" minOccurs="0" maxOccurs="1"/>
<xs:element name="ChrgBr" type="ChargeBearerType1Code" minOccurs="0" maxOccurs="1"/>
<xs:element name="ChrgsAcct" type="CashAccount7" minOccurs="0" maxOccurs="1"/>
<xs:element name="ChrgsAcctAgt" type="BranchAndFinancialInstitutionIdentification3" minOccurs="0" maxOccurs="1"/>
<xs:element name="CdtTrfTxInf" type="CreditTransferTransactionInformation1" minOccurs="1" maxOccurs="unbounded"/>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="PaymentMethod3Code">
<xs:restriction base="xs:string">
<xs:enumeration value="CHK"/>
<xs:enumeration value="TRF"/>
<xs:enumeration value="TRA"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="PaymentTypeInformation1">
<xs:sequence>
<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0" maxOccurs="1"/>
<xs:choice>
<xs:element name="SvcLvl" type="ServiceLevel2Choice" minOccurs="0" maxOccurs="1"/>
<xs:element name="ClrChanl" type="ClearingChannel2Code" minOccurs="0" maxOccurs="1"/>
</xs:choice>
<xs:element name="LclInstrm" type="LocalInstrument1Choice" minOccurs="0" maxOccurs="1"/>
<xs:element name="CtgyPurp" type="PaymentCategoryPurpose1Code" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="PercentageRate">
<xs:restriction base="xs:decimal">
<xs:fractionDigits value="10"/>
<xs:totalDigits value="11"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="PersonIdentification3">
<xs:sequence>
<xs:choice>
<xs:element name="DrvrsLicNb" type="Max35Text"/>
<xs:element name="CstmrNb" type="Max35Text"/>
<xs:element name="SclSctyNb" type="Max35Text"/>
<xs:element name="AlnRegnNb" type="Max35Text"/>
<xs:element name="PsptNb" type="Max35Text"/>
<xs:element name="TaxIdNb" type="Max35Text"/>
<xs:element name="IdntyCardNb" type="Max35Text"/>
<xs:element name="MplyrIdNb" type="Max35Text"/>
<xs:element name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth"/>
<xs:element name="OthrId" type="GenericIdentification4"/>
</xs:choice>
<xs:element name="Issr" type="Max35Text" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="PostalAddress1">
<xs:sequence>
<xs:element name="AdrTp" type="AddressType2Code" minOccurs="0" maxOccurs="1"/>
<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="5"/>
<xs:element name="StrtNm" type="Max70Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="BldgNb" type="Max16Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="PstCd" type="Max16Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="TwnNm" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="CtrySubDvsn" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="Ctry" type="CountryCode"/>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="Priority2Code">
<xs:restriction base="xs:string">
<xs:enumeration value="HIGH"/>
<xs:enumeration value="NORM"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="Purpose1Choice">
<xs:sequence>
<xs:choice>
<xs:element name="Cd" type="ExternalPurposeCode"/>
<xs:element name="Prtry" type="Max35Text"/>
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:complexType name="ReferredDocumentAmount1Choice">
<xs:sequence>
<xs:choice>
<xs:element name="DuePyblAmt" type="CurrencyAndAmount"/>
<xs:element name="DscntApldAmt" type="CurrencyAndAmount"/>
<xs:element name="RmtdAmt" type="CurrencyAndAmount"/>
<xs:element name="CdtNoteAmt" type="CurrencyAndAmount"/>
<xs:element name="TaxAmt" type="CurrencyAndAmount"/>
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:complexType name="ReferredDocumentInformation1">
<xs:sequence>
<xs:element name="RfrdDocTp" type="ReferredDocumentType1" minOccurs="0" maxOccurs="1"/>
<xs:element name="RfrdDocNb" type="Max35Text" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="ReferredDocumentType1">
<xs:sequence>
<xs:choice>
<xs:element name="Cd" type="DocumentType2Code"/>
<xs:element name="Prtry" type="Max35Text"/>
</xs:choice>
<xs:element name="Issr" type="Max35Text" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="RegulatoryAuthority">
<xs:sequence>
<xs:element name="AuthrtyNm" type="Max70Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="AuthrtyCtry" type="CountryCode" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="RegulatoryReporting2">
<xs:sequence>
<xs:element name="DbtCdtRptgInd" type="RegulatoryReportingType1Code" minOccurs="0" maxOccurs="1"/>
<xs:element name="Authrty" type="RegulatoryAuthority" minOccurs="0" maxOccurs="1"/>
<xs:element name="RgltryDtls" type="StructuredRegulatoryReporting2" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="RegulatoryReportingType1Code">
<xs:restriction base="xs:string">
<xs:enumeration value="CRED"/>
<xs:enumeration value="DEBT"/>
<xs:enumeration value="BOTH"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="RemittanceInformation1">
<xs:sequence>
<xs:element name="Ustrd" type="Max140Text" minOccurs="0" maxOccurs="unbounded"/>
<xs:element name="Strd" type="StructuredRemittanceInformation6" minOccurs="0" maxOccurs="unbounded"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="RemittanceLocation1">
<xs:sequence>
<xs:element name="RmtId" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="RmtLctnMtd" type="RemittanceLocationMethod1Code" minOccurs="0" maxOccurs="1"/>
<xs:element name="RmtLctnElctrncAdr" type="Max256Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="RmtLctnPstlAdr" type="NameAndAddress3" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="RemittanceLocationMethod1Code">
<xs:restriction base="xs:string">
<xs:enumeration value="FAXI"/>
<xs:enumeration value="EDIC"/>
<xs:enumeration value="URID"/>
<xs:enumeration value="EMAL"/>
<xs:enumeration value="POST"/>
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="ServiceLevel1Code">
<xs:restriction base="xs:string">
<xs:enumeration value="SEPA"/>
<xs:enumeration value="SDVA"/>
<xs:enumeration value="PRPT"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="ServiceLevel2Choice">
<xs:sequence>
<xs:choice>
<xs:element name="Cd" type="ServiceLevel1Code"/>
<xs:element name="Prtry" type="Max35Text"/>
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:complexType name="SimpleIdentificationInformation2">
<xs:sequence>
<xs:element name="Id" type="Max34Text"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="StructuredRegulatoryReporting2">
<xs:sequence>
<xs:element name="Cd" type="Max3Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="Amt" type="CurrencyAndAmount" minOccurs="0" maxOccurs="1"/>
<xs:element name="Inf" type="Max35Text" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="StructuredRemittanceInformation6">
<xs:sequence>
<xs:element name="RfrdDocInf" type="ReferredDocumentInformation1" minOccurs="0" maxOccurs="1"/>
<xs:element name="RfrdDocRltdDt" type="ISODate" minOccurs="0" maxOccurs="1"/>
<xs:element name="RfrdDocAmt" type="ReferredDocumentAmount1Choice" minOccurs="0" maxOccurs="unbounded"/>
<xs:element name="CdtrRefInf" type="CreditorReferenceInformation1" minOccurs="0" maxOccurs="1"/>
<xs:element name="Invcr" type="PartyIdentification8" minOccurs="0" maxOccurs="1"/>
<xs:element name="Invcee" type="PartyIdentification8" minOccurs="0" maxOccurs="1"/>
<xs:element name="AddtlRmtInf" type="Max140Text" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="TaxDetails">
<xs:sequence>
<xs:element name="CertId" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="TaxTp" type="TaxType" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="TaxInformation2">
<xs:sequence>
<xs:element name="CdtrTaxId" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="CdtrTaxTp" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="DbtrTaxId" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="TaxRefNb" type="Max140Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="TtlTaxblBaseAmt" type="CurrencyAndAmount" minOccurs="0" maxOccurs="1"/>
<xs:element name="TtlTaxAmt" type="CurrencyAndAmount" minOccurs="0" maxOccurs="1"/>
<xs:element name="TaxDt" type="ISODate" minOccurs="0" maxOccurs="1"/>
<xs:element name="TaxTpInf" type="TaxDetails" minOccurs="0" maxOccurs="unbounded"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="TaxType">
<xs:sequence>
<xs:element name="CtgyDesc" type="Max35Text" minOccurs="0" maxOccurs="1"/>
<xs:element name="Rate" type="PercentageRate" minOccurs="0" maxOccurs="1"/>
<xs:element name="TaxblBaseAmt" type="CurrencyAndAmount" minOccurs="0" maxOccurs="1"/>
<xs:element name="Amt" type="CurrencyAndAmount" minOccurs="0" maxOccurs="1"/>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="UPICIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="[0-9]{8,17}"/>
</xs:restriction>
</xs:simpleType>
<xs:complexType name="pain.001.001.02">
<xs:sequence>
<xs:element name="GrpHdr" type="GroupHeader1"/>
<xs:element name="PmtInf" type="PaymentInstructionInformation1" minOccurs="1" maxOccurs="unbounded"/>
</xs:sequence>
</xs:complexType>
</xs:schema>
